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Meaningful Holiday Tips From Sompo Insurance

The end of the year holiday is over, and it's time to start 2025 in great shape and productivity. However, it’s a good idea to plan the next vacation early, based on the Joint Ministerial Decree (SKB) of three ministers, which has set the national holidays and collective leave days. With this information, we can begin to organize our vacation thoughtfully and calmly. How can we do this? Here’s a summary from Yolanda Widjaja, Director of PT Sompo Insurance Indonesia.

Understanding the essence of a vacation

Before planning a vacation, we need to understand what a vacation truly means. A vacation is a break from daily activities, using the leave days provided by work to engage in enjoyable activities, such as traveling or spending time with family and friends. The goal is to return from the vacation feeling refreshed, which positively impacts work performance. A quality vacation should bring joy, not stress due to poor preparation.

Prepare for a wise and detailed vacation

To ensure the vacation goes smoothly and according to plan, careful preparation is essential. Treat the vacation as a goal. Plan where to go, how long to stay, and how many people will join (family, solo, or friends). Avoid using emergency funds, retirement savings, or children's education funds for vacation expenses.

For vacation funding, consider saving in a dedicated account or investing in options that offer good returns, like capital market instruments. Lastly, if the budget isn’t enough for the dream vacation, look for more affordable and appealing alternatives, ensuring the essence of a vacation is still achieved. The vacation should align with the budget. Avoid going into debt to fund a vacation that could become a burden later. Make sure every expense is well-planned so that the holiday remains enjoyable without causing financial issues.

Prepare for risks with travel insurance.

Vacations, like any other activity, come with risks. These can include flight delays or cancellations, lost or damaged luggage, and the possibility of getting sick while traveling. Therefore, adding travel insurance to your vacation plan is a smart move to reduce unexpected risks. A recommended travel insurance product for Visa or Schengen policy requirements is TravelFirst Insurance from PT Sompo Insurance Indonesia (SII).

For domestic trips, you can use TravelFirst Indonesiana. TravelFirst/TravelFirst Indonesiana provides various protections for travelers, whether going abroad or within the country, including accident coverage, medical coverage, luggage protection, and coverage for adventure sports, as well as protection for homes left empty while traveling.

Vacations are eagerly awaited by many. However, without careful planning and adequate protection, a holiday can turn into a stressful experience. Ensure your vacation is well-structured, fits your budget, and includes travel insurance to handle potential risks. Make your holiday meaningful with thorough preparation and wise choices! This way, you can enjoy your time off without worries and return to daily activities with renewed energy.

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Tag: Sompo Insurance Indonesia Yolanda Widjaja