lifestyle

Enhance Your Lifestyle From YOLO To YONO, Ensuring A Prosperous Financial Future With DPLK

It is time to transition from a YOLO (You Only Live Once) lifestyle to a YONO (You Only Need One) approach for a more secure and comfortable financial future. 

The YOLO lifestyle, which recently gained popularity among younger generations (Z and millennials), may provide short-term enjoyment, allowing individuals to embrace the notion of living life to the fullest 

However, in the long run, the YOLO lifestyle can have detrimental effects on one's financial situation, particularly during retirement. 

The YOLO lifestyle presents several drawbacks, including: 

- Lack of savings or investments for the future. 

- Accumulation of consumer debt. 

- Insufficient retirement preparation. 

- Absence of financial protection in emergency situations. 

In light of this, financial planner Rista Zwestika, CFP, encourages us to adopt the YONO lifestyle for a more radiant financial future in our later years. Rista shared insights during the PARAPUAN webinar titled "From YOLO to YONO: A Glowing Retirement with Smart Financial Preparedness," supported by MISG Life, on Thursday, February 6, 2025. 

Concerning Financial Realities 

The retirement age for workers has increased from 58 to 59 years, providing an extended opportunity to prepare for retirement finances. However, many individuals remain unaware of the importance of financial planning. 

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Tag: Lifestyle YOLO YONO